Households' financial assets 

Updated: 22.12.2016 - Next update: 31.3.2017

Households withdrew their investments from financial assets during the quarter more than they made new investments. Investments decreased by EUR 0.3 billion on net. Investments in shares and debt securities decreased similarly as during the previous quarter. In contrast, new investments flowed to funds on net as well.

Statistical release

Statistics Finland, Financial accounts

Description of indicator

The indicator shows the value of households' financial assets at the end of each quarter by financial asset category. In financial accounts, data are compiled in accordance with the 2010 European System of Accounts (ESA 2010). Financial assets are mainly valued at market value. Deposits and loans are, however, valued at nominal value. Other shares and equity for which no market value is available, are valued at the enterprises' equity value.

Insurance, pension and standardised guarantee schemes include households' insurance receivables. It includes life insurance technical reserves, pension entitlements and non-life insurance related households' receivables. Life insurance technical reserves consist of outstanding claims of life insurance policies. Pension entitlements include pension funds that have been established to ensure payment of other than statutory employment pensions (TEL).

The development of households' financial assets affect households' consumption possibilities and thus have an effect on economic growth. In addition, households' financial assets are important in terms of the stability of the financing system.